February 2009

Making life easier for emitters

by Richard Denniss in Analysis & Policy Observatory

The unfortunate reality is that, having waited a decade for a government to express a willingness to do something about climate change, we are now faced with a choice between a policy that locks us into failure by dictating that emissions in Australia cannot fall by more than five per cent and abandoning the CPRS

January 2009

Sloppy super

by Josh Fear in The Australian

Debates about superannuation policy are often ideological in tone.People in finance and investment circles tend to forget that the majority of Australians are profoundly disengaged from their super, at least until they approach retirement. The super system is so complicated that many workers take the simplest option – doing nothing. Governments therefore have a responsibility

NL 57, December 2008

Hugh Saddler and Helen King examine the difficulties implicit in applying emissions trading to agriculture; Josh Fear reclaims your time from the telemarketers and examines the superannuation industry in Australia; David Richardson explains how accelerated depreciation would help the renewable energy industry; Richard Denniss looks at a new top tax rate; John Langmore asks whether

December 2008

Choice of Fund fails to engage consumers

The Choice of Fund Policy has failed to resolve widespread consumer disengagement with superannuation. As few as four per cent of workers switch super funds each year and around half of this is ‘passive’ choice due to job change or fund closure. Choice of Fund has also been largely unsuccessful in lowering the number of

November 2008

October 2008

Electricity sector neglects renewables research

The electricity industry generates around 45 per cent of Australia’s carbon emissions so it is surprising to see so little R&D in this industry. The electricity industry should be at the forefront of exploring lower emissions and renewable technologies, but the figures suggest the industry is not serious about doing so.

Put customers before profit

Australian banks should pass on the full cut in the interest rate to their customers. The Reserve Bank is trying to stimulate the economy, not the profits of Australia’s big banks.

In a man’s working world parental leave should be about fathers, too

Originally printed in the Sydney Morning Herald. Under the Productivity Commission’s parental leave proposal, men are entitled to two weeks’ paternity leave (use it or lose it), and mothers would be allowed to transfer their 18-week entitlement to their partners. It leaves the important decision about who provides primary care up to individual families and,

Between the lines 1

Why we measure stock market performance daily, but don’t measure what really counts. The record profits of Australia’s big banks despite the ‘crisis’. The real reasons behind Australia’s doctor shortage. The Government’s review of Australia’s tax system: are we paying enough?

No 56, September 2008

Richard Denniss explains how an emissions trading scheme works; Josh Fear looks at financial choices; Gemma Edgar explores the possibility of a national compact between the government and NGOs and David Richardson writes about the problems of hidden unemployment.

September 2008

August 2008

The Elixir of Corporate Compensation

in New Matilda

We need the TGA, and other government regulatory bodies, to keep their teeth. We also need them to behave respectably and transparently. The TGA must now come clean about what went on behind the scenes in the Pan case if it has a chance of regaining authority.

June 2008

Credit reform needs to go back to basics

by Josh Fear in ABC The Drum

Recent research by the Australia Institute reveals the extent of community mistrust of the financial sector. Indeed, a large majority of adult Australians hold banks and other financial institutions responsible for the current debt crisis. Although many people believe that personal responsibility in financial decision making is important, there is broad consensus that the banking

May 2008

A borrower nor a lender be

Australia’s love affair with easy credit has turned on itself. The price of credit has reached its highest point in 14 years, and home buyers are feeling the economic pain associated with higher interest rates. The corporate sector has tended to blame individuals for taking on more debt than they can handle, drawing on the

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