Australia’s love affair with easy credit has turned on itself. The price of credit has reached its highest point in 14 years, and home buyers are feeling the economic pain associated with higher interest rates. The corporate sector has tended to blame individuals for taking on more debt than they can handle, drawing on the

A character test is traditionally applied to decide whether a person should be granted some kind of privilege – for example, a visa, citizenship, or an important job. When trying to judge character, the evidence examined usually includes a person’s past statements, activities and conduct, including any police record, criminal charges or jail terms. The

Originally printed in ABC News. It’s a good thing for our communities if working parents are able to take time out to spend with children. This should be the guiding principle for the Productivity Commission’s upcoming inquiry into paid maternity, paternity and parental leave. The second principle is to accept that many parents want or

I propose three ideas for the upcoming 2020 Summit this weekend. Firstly, Prime Minister Kevin Rudd is asking for participants to take the long view of Australia’s future, which is always the hard thing for leaders trapped in the electoral cycle to do. Secondly, Rudd is asking Australia to accept that just gathering 1000 volunteers

International Women’s Day is on Saturday. In the spirit of national change, I nominate three wishes for progress in gender equality that the Rudd Government could deliver immediately, and which might also yield longer term benefits for all Australian women. First, move the Office for Women back into the Department of Prime Minister and Cabinet.

But is it acceptable for former government members to leave early purely because they have lost government? At the least, there should be recognition of the shirking of responsibility that this entails. There should also be some contribution towards the considerable costs of holding by-elections. Representing one’s constituency for the duration of the parliament is

A study by the Australia Institute, Stuff Happens, found that women in particular find clutter distressing. They don’t necessarily have more clutter than men (the typical suburban garage would dispel that notion) but they tend to notice it more. Women are also more embarrassed by their clutter than men. The alternative to cluttering up our

From the moment it became plain that Labor would win the election, The Australian began to argue that a Rudd victory is in fact a victory for Howard. He has so much in common with Howard that, despite appearances, the victory of Rudd is another defeat for the left. Humbled by the new spirit of

The dawn of the new 42nd Parliament is a rare chance to draw a line under certain practices of the previous decade of Parliament, practices that had undermined some of the basic tenets of parliamentary democracy. The new tone has to be set from the outset. What precisely was wrong with our old Parliament? In

Ross Garnaut, who will report in June to the Rudd Government on its emissions trading system, is a former trade economist now spending a lot of time thinking about how to prevent powerful industries undermining the Government’s plans. He has come up with a radical solution. Let’s have one target, a carbon budget aimed at

The pressures on teenagers today are immense. Many are convinced that their entire lives will be determined by one number ”” their ENTER score. But, many who do not do well at school or university go on to have highly successful careers. And many who perform brilliantly at school and university somehow end up living

The science is becoming more alarming by the month, and so are the impacts of global warming itself. The demand for decisive action can only intensify over the next three years; it will require far-sighted policies to bring about a wholesale transformation of the nation’s energy economy, a structural change on a par with that

Nearly 20 years ago I went through a process that is sometimes referred to as “the dark night of the soul”. It is a phase of spiritual life that many people experience. The phenomenon is well known in the Catholic Church in all traditions. Openness is a virtue in public life. What an impoverished world

Over recent months, Minister Kevin Andrews has been bringing the new Australian Citizenship Test to fruition. This is a policy destined to fail utterly in its stated intention – “to help new citizens to embrace education, employment and other opportunities in Australia”, according to the Government – but succeed in sending a message to voters

Today’s little girls aren’t tottering around in mum’s high heels. These days, nothing could be more daggy for a primary school girl than pretending to be her mum, or any other normal adult. So – at the risk of sounding repetitive – everyone please take note: premature sexualisation has nothing to do with children’s creative

While we stigmatise fat people, perhaps they are behaving normally in a sick social environment. The answer then is not diets, drugs and surgery but a wholesale change in the culture of consumption, which itself is a reaction to the emptiness of affluence.

Comments this week by Federal Environment Minister Malcolm Turnbull suggest that the Government is beginning to realise the incompatibility between endless growth in the aviation sector and the prevention of dangerous climate change. Even if Australia adopts a lower target of 60% reductions by 2050, as the Labor Party has proposed, aviation could still gobble

The Prime Minister, various ministers and the fossil fuel lobby have for years claimed that cutting emissions would be economically ruinous, cause massive job losses and destroy our international competitiveness. None of these claims is backed by credible evidence and can easily be shown to be false.

Bashing baby boomers is becoming so passe. The Howard Government’s Intergenerational Report found that the ageing of the population does not constitute a crisis but rather a fairly manageable transition. Despite this, a number of commentators continue to insist that the age pension claims of a large cohort of boomers will put unsustainable pressure on

As parents and professionals who work with children point out, the time and energy that they currently spend in trying to protect children from the advertising and media onslaught (as well as in healing the damage it causes) would be far better spent on the positive aspects of caring for children. In short, if government

Drugs policy arouses strong emotions. People see drug users and fear the unknown. The traditional response from politicians, particularly conservatives, has been to exploit these fears for political gain. The outcome has been an over-reliance on law enforcement as a means of stamping out both the supply and use of harmful drugs. It is hoped

The Government dismissed the Institute’s report, claiming we don’t understand the Kyoto accounting rules and didn’t make adjustments for differences in methods. These claims are false (and are addressed in a paper available on the Institute’s website). Even if they were correct, the fact remains that NCAS is a black box: its data are not

Rather than being empowered, children are being exploited by the process of sexualisation. For children seeking to become empowered in an adult world, a more promising route is to focus on developing cognitive and emotional capacities that enable them to negotiate power relations more maturely and with less risk to themselves. There is nothing wrong

Despite the fanfare that surrounds major events, the reality is that state and territory governments are often spending large sums of taxpayer money in attempts to divert events, tourists, jobs and associated revenue from one part of Australia to another, and from one industry to another.

There cannot be a competitive market for water while the Government continues to subsidise agriculture through such things as drought assistance and half-price water delivery. All in all, the plan looks more like a deft political move than a serious attempt to solve our water problems. It is, as Shakespeare once said, all sound and

Like individual citizens, community groups are being worn down and are increasingly reluctant to engage in the democratic process because they no longer believe that they can make a difference. At the same time, certain influential business lobbies have been brought into the fold, along with a few tame or uncritical NGOs such as Mission

The outcome for the broader Australian polity is that the knowledge and breadth of experience collected together in the NGO community is having much less influence on how we develop as a society than it should. Like individual citizens, community groups are being increasingly reluctant to engage in the democratic process because they no longer

The Government needs to overcome its ideological prejudice against all things environmental. Its conservative voter base will, if it hasn’t already. They realise that the effects of climate change will be felt in their lifetime and that material prosperity must go hand-in-hand with sound environmental stewardship.

Plans revealed this week to squeeze a further 1.1 million people into Sydney over the next 25 years will transform it into the nation’s least liveable city. Twenty years ago Sydney was less congested, slower, more friendly and had more green space. Unregulated population growth and timid planning are choking the city, a situation exacerbated

Since the early 1900s, Australias drug policies have been based on the notion that the law should be the primary mechanism for addressing drug problems. By prohibiting both the supply and use of certain undesirable drugs, governments thought they could stamp out drug use and drug-related activities. But drug markets have proved remarkably resistant to