Home ownership rates have been declining in Australia for most of the 21st century. At the
same time the proportion of people in private rentals is increasing. Housing is becoming
increasingly expensive as a larger share of the existing housing stock is purchased by
households not to occupy but as an investment. The result of this is that the proportion of
rental properties is rising and so the proportion of households who rent is also rising. This
then explains why home ownership rates are falling.

Housing cooperatives run on a non-profit, collective ownership model in which the costs of buying or building a dwelling are shared, and decisions about how it is run are made based on a ‘one member, one vote’ system. This means that tenants who buy into a cooperative get the right to have a say in the housing they pay for.

Key results The Australia Institute surveyed a nationally representative sample of 1,002 Australians about their attitudes towards the Federal Government’s response to the housing crisis. The results show that: Two in three Australians (68%) disagree that the Federal Government is doing enough to tackle the housing crisis, including 65% of Labor voters, and 83% of

The transition towards a low-carbon future is a pressing issue, and household electrification has emerged as a critical component of Australia’s ongoing shift in energy use. In response, The Australia Institute commissioned a research report to better understand current public sentiment towards home and vehicle electrification via new community research. This report provides a snapshot

Homeshare programs have the potential to make a significant contribution to improving Australia’s work and care systems, but are being held back by inter-agency issues, the transfer of disability and aged care to the Commonwealth and lack of resources.

Australia’s housing affordability crisis results from over- reliance on just two options – private home ownership and private renting. To tackle it, a wider repertoire of policies is required.

The Australia Institute and Homeshare Australia made a joint submission to the Royal Commission into Aged Care Quality and Safety. The submission outlines the wide range of economic and social benefits homeshare programs provide, such as alleviating loneliness and avoiding entry into residential care. The Royal Commission has an opportunity to recommend government investment in

Most housing subsidies end up increasing landlord and developer profits rather than reducing costs for residents. However, Public Land Rent Schemes that provide discounted land access to owners, and private Community Land Trusts, are proven ways to ensure that subsidies reduce costs for homeowners. This report explores how to get cheap, secure, housing without inflating landlord profits.

The Australia Institute made a submission to the discussion paper on Future reform – an integrated care at home program to support older Australians. The discussion paper includes no consideration of shared living programs. This is a serious oversight given the paper’s emphasis on reform and innovation in care-at-home services. The main shared living programs

Successful Homeshare programs in the balance as NDIS roll-out offers new risks and opportunities. A new report from The Australia Institute, released today at the Council on the Ageing national housing policy forum, identifies semi-formal shared living opportunities for older Australians and people with disabilities. —Full report available in PDF below— Homeshare models provide free

As a regional community, Tasmanians have historically enjoyed higher rates of home ownership than their mainland counterparts. However, as wages continue to stagnate, housing prices start to increase, and the State attracts more investment, the number of Tasmanians owning and occupying their own homes is falling.

In 2015 the NSW Department of Planning and Environment commissioned The Australia Institute to assess the economic costs and benefits of policy changes to the State Environmental Planning Policy (Exempt and Complying Development Codes) (Codes SEPP). One change was to expand the use of Complying Development Certificates (CDCs), which speed assessment processes for types of

Homeshare programs match older householders who live alone with younger homesharers. Homesharers live with householders rent free and in return keep the householders company and perform ten hours per week of basic chores. Homeshare helps homesharers find accommodation, but more importantly helps older householders live independently in their own homes. Australians overwhelmingly want to continue

Housing affordability is a complex issue with many moving parts. While some parts of the problem are beyond the domain of the federal government, in particular the supply of land, the federal government can play an important role in helping make housing more affordable. Loans for residential rental property have expanded rapidly, increasing from 16

The government has claimed there are no alternatives to its budget vision and called on the senate crossbenchers to stop blocking its budget measures or find alternatives that stack up. This paper aims to do just that. In order to help the government out and shift debate back to good budgetary policy, The Australia Institute

While a large number of people take advantage of negative gearing for residential investment properties in Australia, the majority of the benefits are more narrowly focused. A previous paper by the Australia Institute looked at how the benefit of negative gearing was distributed by income and aged groups. It also looked at how negative gearing

A new research paper from The Australia Institute reveals that home ownership rates in Australia are falling across all age groups, most significantly for people in their 50’s. Middle income earners are experiencing the sharpest decline in ownership rates. Housing affordability issues have changed the makeup of the housing market over the last decade. Not

The Australian government is currently willing to boost the retirement incomes of wealthy Australians by providing low cost ‘reverse mortgages’ through Centrelink. The Pension Loan Scheme (PLS) allows eligible Australians to receive payments equivalent to the full age pension paid into their bank account on a fortnightly basis, borrowed from the government and secured against

The Australia Institute’s submission addresses the effect of policies designed to encourage home ownership and residential property investment. More broadly this submission focuses on the theme of housing equality and examines the inequality that exists between generations and income groups. In doing so it considers the impact of not having a long-term, national affordable housing

This study comprises a comprehensive assessment of public spending on education, employment, health and housing services for indigenous Australians compared with non-indigenous Australians. It shows that, contrary to claims made recently, public spending on programs for indigenous people is not excessive, and the advantages indigenous people gain from this expenditure are minuscule compared with the