October 12, 2026

The success of changes to Capital Gains Tax and Negative Gearing Cracking the housing crisis nut

by Greg Jericho

August 10, 2026

Mental health and economic conditions for younger Australians Mental health among young Australians has declined considerably in recent years compared to the rest of the population. The decline has coincided with growing financial and...

by Luke Slawomirski, Morgan Harrington, Rod Campbell and David Baker

May 5, 2026

Profit in home lending: April 2026 edition The big four banks make $229,000 in profit on the average 30-year home loan for owner-occupiers. An analysis of the data suggests big banks profit disproportionately from...

by David Richardson

March 30, 2026

Polling – Tax concessions for property investors The Australia Institute commissioned polling on voters' attitudes towards tax concessions for property investors, like the capital gains tax discount and negative...

The Australia Institute

February 25, 2026

Wages are not to blame for rising inflation Analysis of the National Accounts and Reserve Bank data and forecasts confirms rising wages are not causing renewed inflation increases.

by David Richardson, Greg Jericho and Matt Saunders

December 31, 2025

Submission to the Select Committee on the Operation of the Capital Gains Tax Discount Killing the Australian Dream: The failure of the capital gains tax discount

by Matt Grudnoff and Greg Jericho

May 27, 2025

Betting the house Australia’s uninsured and underinsured households and the climate crisis

by Jack Thrower

May 21, 2025

Macro reforms for housing affordability Restricting the number of investors in the housing market is possible if there is an increase in interest rates on investment loans. In 2017, this kind of regulation reduced...

by Matt Grudnoff

December 20, 2024

Polling – Hopes for property prices The Australia Institute surveyed a nationally representative sample of 1,009 Australians about their attitudes to future property prices....

The Australia Institute

October 1, 2024

Financial regulatory framework and home ownership Submission to the Senate Standing Committee on Economics

by Matt Grudnoff and Greg Jericho

June 17, 2024

Housing cooperatives: an answer to Australia’s housing shortage? Cooperatives have long provided a popular, affordable option for housing in Nordic countries, including Sweden, Norway and Denmark.

by Alexia Adhikari

May 1, 2023

Polling – Housing Policy Key results The Australia Institute surveyed a nationally representative sample of 1,002 Australians about their attitudes towards the Federal Government’s response to...

The Australia Institute

April 23, 2023

Community Attitudes to Home and Car Electrification The transition towards a low-carbon future is a pressing issue, and household electrification has emerged as a critical component of Australia’s ongoing shift in energy use....

The Australia Institute

September 8, 2022

Work, care and homeshare Submission to Senate Select Committee on Work and Care

by Meg Montague and Rod Campbell

April 29, 2022

Homes for People How Nordic policies can improve Australia’s housing affordability

by Andrew Scott, Dr Sidsel Grimstad and Dr Heather Holst

July 15, 2019

Homeshare: Getting on Together A Submission to the Royal Commission into Aged Care Quality and Safety

by Tom Hawking, Rod Campbell and Beris Campbell

September 4, 2018

Unspoken alternatives to expensive housing Most housing subsidies end up increasing landlord and developer profits rather than reducing costs for residents. However, Public Land Rent Schemes that provide...

by Cameron Murray

August 21, 2017

Submission to Future reform – an integrated care at home program to support older Australians The Australia Institute made a submission to the discussion paper on Future reform – an integrated care at home program to support older Australians. The discussion paper...

by Rod Campbell

June 22, 2017

Free room for ‘rent’ Facilitating semi-formal shared living opportunities for older Australians and people with disabilities

by Janaya Cox and Rod Campbell

May 3, 2017

Housing affordability in Tasmania As a regional community, Tasmanians have historically enjoyed higher rates of home ownership than their mainland counterparts. However, as wages continue to stagnate,...

by Leanne Minshull

December 1, 2015

Come ply with me…Expanding the use of complying development certificates in the NSW planning system In 2015 the NSW Department of Planning and Environment commissioned The Australia Institute to assess the economic costs and benefits of policy changes to the State...

by Rod Campbell

November 5, 2015

On for young and old The economics of Homeshare

by Rod Campbell

June 30, 2015

Submission to the Inquiry into Home Ownership Housing affordability is a complex issue with many moving parts. While some parts of the problem are beyond the domain of the federal government, in particular the supply of...

by Matt Grudnoff

May 3, 2015

It’s the revenue stupid: Ideas for a brighter budget The government has claimed there are no alternatives to its budget vision and called on the senate crossbenchers to stop blocking its budget measures or find alternatives...

by Matt Grudnoff

April 29, 2015

Who’s getting negative? The benefits of negative gearing by federal electorate While a large number of people take advantage of negative gearing for residential investment properties in Australia, the majority of the benefits are more narrowly focused....

by Matt Grudnoff

March 30, 2015

The great Australian lockout: Inequality in the housing market A new research paper from The Australia Institute reveals that home ownership rates in Australia are falling across all age groups, most significantly for people in their...

by Molly Johnson and David Baker

September 17, 2014

Boosting retirement incomes the easy way The Australian government is currently willing to boost the retirement incomes of wealthy Australians by providing low cost ‘reverse mortgages’ through Centrelink. The...

by Richard Denniss and Tom Swann

April 1, 2014

SUBMISSION: Senate inquiry into affordable housing The Australia Institute's submission addresses the effect of policies designed to encourage home ownership and residential property investment. More broadly this submission...

by Molly Johnson and David Baker

September 1, 1999

Public Expenditure on Services for Indigenous People: Education, Employment, Health and Housing This study comprises a comprehensive assessment of public spending on education, employment, health and housing services for indigenous Australians compared with...

by Max Neutze, Will Sanders, 2 and Giff Jones

The Australia Institute

Research // Housing

Latest Resources

The success of changes to Capital Gains Tax and Negative Gearing Cracking the housing crisis nut

Mental health and economic conditions for younger Australians Mental health among young Australians has declined considerably in recent years compared to the rest of the population. The decline has coincided with growing financial and...

Profit in home lending: April 2026 edition The big four banks make $229,000 in profit on the average 30-year home loan for owner-occupiers. An analysis of the data suggests big banks profit disproportionately from...

Polling – Tax concessions for property investors The Australia Institute commissioned polling on voters' attitudes towards tax concessions for property investors, like the capital gains tax discount and negative...

Wages are not to blame for rising inflation Analysis of the National Accounts and Reserve Bank data and forecasts confirms rising wages are not causing renewed inflation increases.

Submission to the Select Committee on the Operation of the Capital Gains Tax Discount Killing the Australian Dream: The failure of the capital gains tax discount

Betting the house Australia’s uninsured and underinsured households and the climate crisis

Macro reforms for housing affordability Restricting the number of investors in the housing market is possible if there is an increase in interest rates on investment loans. In 2017, this kind of regulation reduced...

Polling – Hopes for property prices The Australia Institute surveyed a nationally representative sample of 1,009 Australians about their attitudes to future property prices....

Financial regulatory framework and home ownership Submission to the Senate Standing Committee on Economics

Housing cooperatives: an answer to Australia’s housing shortage? Cooperatives have long provided a popular, affordable option for housing in Nordic countries, including Sweden, Norway and Denmark.

Polling – Housing Policy Key results The Australia Institute surveyed a nationally representative sample of 1,002 Australians about their attitudes towards the Federal Government’s response to...

Community Attitudes to Home and Car Electrification The transition towards a low-carbon future is a pressing issue, and household electrification has emerged as a critical component of Australia’s ongoing shift in energy use....

Work, care and homeshare Submission to Senate Select Committee on Work and Care

Homes for People How Nordic policies can improve Australia’s housing affordability

Homeshare: Getting on Together A Submission to the Royal Commission into Aged Care Quality and Safety

Unspoken alternatives to expensive housing Most housing subsidies end up increasing landlord and developer profits rather than reducing costs for residents. However, Public Land Rent Schemes that provide...

Submission to Future reform – an integrated care at home program to support older Australians The Australia Institute made a submission to the discussion paper on Future reform – an integrated care at home program to support older Australians. The discussion paper...

Free room for ‘rent’ Facilitating semi-formal shared living opportunities for older Australians and people with disabilities

Housing affordability in Tasmania As a regional community, Tasmanians have historically enjoyed higher rates of home ownership than their mainland counterparts. However, as wages continue to stagnate,...

Come ply with me…Expanding the use of complying development certificates in the NSW planning system In 2015 the NSW Department of Planning and Environment commissioned The Australia Institute to assess the economic costs and benefits of policy changes to the State...

On for young and old The economics of Homeshare

Submission to the Inquiry into Home Ownership Housing affordability is a complex issue with many moving parts. While some parts of the problem are beyond the domain of the federal government, in particular the supply of...

It’s the revenue stupid: Ideas for a brighter budget The government has claimed there are no alternatives to its budget vision and called on the senate crossbenchers to stop blocking its budget measures or find alternatives...

Who’s getting negative? The benefits of negative gearing by federal electorate While a large number of people take advantage of negative gearing for residential investment properties in Australia, the majority of the benefits are more narrowly focused....

The great Australian lockout: Inequality in the housing market A new research paper from The Australia Institute reveals that home ownership rates in Australia are falling across all age groups, most significantly for people in their...

Boosting retirement incomes the easy way The Australian government is currently willing to boost the retirement incomes of wealthy Australians by providing low cost ‘reverse mortgages’ through Centrelink. The...

SUBMISSION: Senate inquiry into affordable housing The Australia Institute's submission addresses the effect of policies designed to encourage home ownership and residential property investment. More broadly this submission...

Public Expenditure on Services for Indigenous People: Education, Employment, Health and Housing This study comprises a comprehensive assessment of public spending on education, employment, health and housing services for indigenous Australians compared with...

RSS Feed